Preheat over to 375 and gather ingredients.
Mix together flour, baking powder, sugar and salt.
Add milk, water, butter, cheese, and onions.
Stir until mixed.
Dough should be a bit moist but not watery. Should look very sticky and lumpy.
Scoop into greased bread pan. (cooking spray works fine).
Even out with a spoon so top is completely flat.
Bake for 55 minutes.
Let cool for 30 minutes before slicing.